DCTFCU Certificate Rates

Rates Effective May 6, 2008

Term	Min. Deposit	DR*	APY**
6 - 11 months	$500.00	1.240%	1.240%
12 - 17 months	$500.00	1.740%	1.740%
18 - 23 months	$500.00	1.990%	1.990%
24 - 35 months	$500.00	2.240%	2.240%
36 - 47 months	$500.00	2.490%	2.490%
48 - 60 months	$500.00	2.740%	2.740%
12 months	$10,000.00	2.240%	2.240%

Rates are variable and are determined at the discretion of the Board of Directors. Therefore, the Dividend Rate and Annual Percentage Yield may change. Dividends Rates and APYs shown were offered within effective dates shown above. Please call the Credit Union to obtain current rate information.

Dividends are calculated on the daily balance and accrue from day of deposit to day of withdrawal .
Dividends are compounded quarterly and paid quarterly on the last day of the dividend period. Accrued dividends will be paid at account closing.

Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

Share and IRA Certificates automatically renew with notice at least 30 days prior to maturity; additional deposits are not permitted. There is a penalty for early withdrawal; IRS may impose penalties for early withdrawal from IRAs. Certain fees and charges may apply to your account.

See our current service charges

Indices:

26 Week T-Bill Rate 1.740%
Wall Street Journal Prime 5.000%

*DR = Dividend Rate
**APY = Annual Percentage Yield

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