 |
|
Rates Effective August 31, 2010
| Loan
Type |
APR* |
Term |
Comment |
| Share
Secured |
3.50% |
|
|
| Share
Secured > 5 years |
3.75% |
|
|
| Certificate
Rate |
2%
above certificate rate |
|
| Personal
Loans |
10.25% - 17.50% |
|
$17,500.00
max. |
| Quick
Silver Line of Credit |
15.25% |
|
$7,500.00
max. |
| Educational |
6.25%
- 10.75%
|
|
$15,000.00
max. |
| VISA
Cards (Secured) |
11.00% |
|
$15,000.00
max. |
| VISA
Cards (Unsecured) |
13.50% |
|
$7,500.00
max. |
| Autos
New or Used** |
4.25% - 12.25% |
24
months |
0%
down |
| |
4.50% - 12.50% |
25
- 36 months |
0%
down |
| |
4.75% - 12.75% |
37
- 48 months |
0%
down |
| |
5.00% - 13.00% |
49
- 60 months |
0%
down |
| |
5.25% - 10.25% |
61
- 72 months |
0%
down |
| |
5.50% - 10.50% |
73
- 84 months |
0%
down |
| Autos
New or Used** |
3.75% - 11.75% |
24
months |
10%
down |
| |
4.00% - 12.00% |
25
- 36 months |
10%
down |
| |
4.25% - 12.25% |
37
- 48 months |
10%
down |
| |
4.50% - 12.50% |
49
- 60 months |
10%
down |
| |
4.75% - 9.75% |
61
- 72 months |
10%
down |
| |
5.00% - 10.00% |
73
- 84 months |
10%
down |
| Other
Vehicles |
8.50%
- 12.50% |
3
years |
100%
Blue Book |
| |
9.00%
- 13.00% |
4
years |
100%
Blue Book |
| |
9.50%
- 13.50% |
5
years |
100%
Blue Book |
| Individual
Retirement |
15.00% |
|
|
**All rates are subject to qualifying criteria.
No financing of Tax and Tags for Autos.
Direct Deposit and/or Payroll Deduction required for C and D Borrowers.
| Home
Equity Line of Credit Variable Rates |
| Borrower |
75%Equity |
85%
Equity |
Maximum
Loan |
| A+
Borrower |
4.25% |
4.50% |
$175,000.00 |
| Established
Member |
4.75% |
5.00% |
$150,000.00 |
| Credit
Builder |
5.25% |
5.50% |
$25,000.00 |
| Home
Equity Fixed Rates |
| Borrower |
75%Equity |
85%
Equity |
Maximum
Loan |
| A+
Borrower |
4.75% |
5.00% |
$200,000.00 |
| Established
Member |
5.25% |
5.50% |
$175,000.00 |
| Credit
Builder |
5.75% |
6.00% |
$50,000.00 |
| Home
Equity Fresh Start Rates |
| Borrower |
55%Equity |
Maximum
Loan |
| Fresh Start |
9.25% |
$100,000.00 |
*APR = Annual Percentage Rate
Credit union rates are determined by applicant's credit history. Your actual rate may vary.
Property Insurance Required for Home Equity Loans
See our current service charges
|
