Dear DCTFCU Membership:
Update on our Progress
We are in the final homestretch of our move into our new headquarters. We anticipate opening our doors to our membership in April.
Again‚ we thank you for patience and understanding during this transition and we look forward to welcoming you to your new Credit Union home and the celebration of our Grand Opening.
DCTFCU is Celetrating 75 years with a Gift for You!
Times have been tough‚ but you have an opportunity to ease your monthly outlay of
Get a bill consolidation loan. Turn all those monthly payments into just one lower
payment to your credit union. Youíll pay less in interest charges‚ too. This loan offers you a
“gift” of a great rate… as low as 7.5% APR to commemorate our 75th anniversary!*
CONSOLIDATE and SAVE!
Time to Transfer!
- Borrow up to $16‚000.
- Terms up to 60 months.
- Use payroll deduction for easy automatic
- Rates as low as 7.5% APR!
Now’s the time to transfer any bank loans you
may have to your credit union. Everyone knows
credit unions are better than banks when it comes
to everything from rates and fees to service
satisfaction. Plus‚ we’ve been here for 75 years—
and thatís something to celebrate!
Call‚ stop by or apply online today!
*APR = annual percentage rate. Other rates and terms available.
Your rate may vary based on credit history.
Join the Revolution! Switch to DCTFCU Checking.
People all across the country are pledging to move their
money from banks before November 5th to protest new fees,
and reduced benefits. Why not move your checking account
funds to D.C. Teachers Federal Credit Union? Our checking
accounts are still FREE!
- No minimum deposit
- No monthly maintenance fees
- No monthly fee for our Visa debit card
- Over 43,000 surcharge-free ATMs
- Free online banking
- Free eStatements
- Free direct depositing
You could save as much as
$200 a year by switching to
DCTFCU checking. Isnít it time
you made your move? Call or
stop by to open your account
Home Mortgage Disclosure Act Notice
The 2011 HMDA data about our residential mortgage lending is available for review. The data show geographic distribution of loans and applications; ethnicity‚ race‚ sex and income of applicants and borrowers; and information about loan approvals and denials.
Inquire at this office regarding the location where HMDA data may be inspected. To receive a copy of this data‚ send a written request to:
D.C. Teachers Federal Credit Union
Home Equity Department
1000 “U” Street NW
Washington‚ DC 20001
Get your car on the street with low rates and
great terms on auto financing at District of
Columbia Teachers Federal Credit Union.
While low dealer financing sounds great‚ the
smart consumer knows how to look deeper into
the offer. When there is a choice between a
rebate and low financing‚ you are almost always
better off to take the rebate and use it for a
down payment. Often‚ low dealer rates are good
for only short terms, so you end up with higher
monthly payments. In other cases‚ the low
rates are offered only for certain models.
Here’s what that means to you:
- Rates as low as 2.89% APR* with 0% down
- Rates as low as 2.89% APR* with 10% down
- New or Used vehicles
Borrow $15‚000 at 2.89% APR
Biweekly Payment: $134.40 – or – Monthly Payment: $268.79
Contact us for some bright ideas on how to
negotiate your best deal. Then get the real
deal from the people you trust. It’s a smarter
way to hit the streets in your new car!
Apply Online | Check Rates
*Annual Percentage Rate. Based on qualifying criteria.
Other rates and terms available.
We’ve Got Money To Lend You! Get Visa
For purchases with just a swipe‚ use plastic. It’s easier than carrying cash. We have two options to choose from. Both are better than the rest!
- As low as 13.5% APR*
- High credit maximum up to $6‚500
Is it Time to Consolidate?
Our personal loan is the perfect choice.
- low 11% APR*
- High credit maximum up to $15‚000
- Rates are now as low as 10.25% APR*
- Borrow up to $16‚000
- Turn many monthly bills into just one
Apply Online | Check Rates
*APR = annual percentage rate.
e-Statements Now Available!
It’s understandable that many people continue receiving paper statements. It’s
what they’re used to!
But you can break that cycle and do something to help our environment at the same time. Simply sign up for
e-statements by clicking on the e-statements icon in Homebanking.
When statements are ready at the beginning of each month you will receive notification by e-mail. Then you
can download your statement whenever you’re ready and wherever it’s convenient. You can save electronic versions of
your statements on your computer and download them into Quicken or Microsoft Money.
Join the high-tech revolution. It’s green and very cool!
We've Upgraded Our Online Security
It's now even safer to process transactions on our website!
That’s because we've upgraded our online security to incorporate Multi-Factor Authentication
methods. When you log in, there is a new set of steps to verify your
identity. This new process makes it more difficult for unauthorized access to your personal information
and you don’t have to install any software.
The major change is the addition of “challenge questions”, a personal identity code and use
of an electronic keypad to enter your pin. We recommend that you do not save the information on the PC
you regularly use to connect to us; this will prevent anyone that has access to your PC from logging on
to your account. It’s simple to set up, and more importantly, it better protects your information!
View the following demos:
All D.C. Teachers Federal Credit Union Online Banking users must convert to this login process.
Click here to download instructions.
If you have any questions please contact our Member Service Center at 202-547-4800.
Make Sure Your Money is Hard at Work
Put your tax refund into one of our high-yield certificates.
You’ll get significantly higher dividends than with our regular share account—and a guaranteed
return on your investment. We offer a variety of terms ranging from 6 to 60 months. Call, stop by or click
here to get our current rates and start saving today.
Protect Yourself From Phishing Scams
Phishing is a new type of identity theft that occurs online. Phishers send emails that appear
to come from reputable sources, such as financial institutions or credit card companies. They tell you
to click on an icon or link to be directed to the institution’s website.
The phony webpage or pop-up window directs you to type in personal information, such as
your account number, password or Social Security number. If you provide this information, it goes directly
to the crooks—not to the company with whom you transact business.
Click here for more information on phishing.
A New Financial Tool from Our School Box
||The DCTFCU Visa Check Card
It's the easier way to pay. Use your check card for gas, groceries, dining and entertainment, online
shopping or to withdraw quick cash from an ATM. Funds come directly out of your checking account.
Apply for your card today!
D.C. Teacher's FCU members can now make their Visa credit card payments online through
Sign up today!
||There is a new way for Visa cardholders to shop more safely online.
Verified by Visa helps ensure that only you can use your credit union Visa card to make online purchases.
It takes just a few minutes to register and create your own personal password. You only have to register
once and Verified by Visa will confirm your identity when you make purchases at participating online
To learn more, visit www.verifiedbyvisa.com
Our Skip-A-Payment program lets members choose one month to skip their monthly loan
payment. Keep the cash for some other purpose!
Learn more about
the Skip-A-Payment program.
your Skip-A-Payment today!