Need extra cash for the Holidays?
Get a Holiday Loan!
Here’s a special holiday gift you can give yourself. Borrow up to $3‚000.00 for gifts‚ entertainment‚ holiday travel and more. You’ll love our rate. At a low 7.5% APR*‚ even credit cards and store accounts can’t beat it. With low monthly payments of just $8.68/$100 borrowed‚ you can choose a loan amount to perfectly fit your budget. Borrow the maximum $3‚000 and repay just $260.27 monthly.
Get ready for the holidays! Stop by a branch‚ call us or print out the application now. Greet the holidays with a jingle!
*APR= annual percentage rate. Your rate may vary based on credit history. Other rates and terms available; ask for details.
Is Your Financial House in Order?
Looking to pay off high-rate credit cards or consolidate a growing stack of bills? The solution could be in the equity of your home. We’ve got new lower rates and higher limits that can save you even more.
- Home Equity Loans for as low as 4.75% APR*
- Borrow up to $350‚000**
- Home Equity Lines of Credit for as low as Prime +1% APR%*
- Borrow up to $125‚000**
- Finance up to 80% of your equity
- Interest may be tax-deductible; ask your personal tax advisor
Request our Home Equity Kit with application by calling 202-547-4800‚ or email our loan department at email@example.com.
*APR = Annual Percentage Rate. All rates are stated as APR. Home Equity Loan rate is fixed for the entire loan term and all funds are disbursed at once. HELOC is a replenishing line of credit with a variable rate based on The Wall Street Journal Prime +1%‚ published the first business day of each month. Prime as of 11/18/13 is 3.25%. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.
**Maximum loan amounts vary depending upon loan-to-value ratio.
Visit our New Location
DCTFCU is celebrating 75 years with a Gift for You!
Times have been tough‚ but you have an opportunity to ease your monthly outlay of
Get a bill consolidation loan. Turn all those monthly payments into just one lower
payment to your credit union. Youíll pay less in interest charges‚ too. This loan offers you a
“gift” of a great rate… as low as 7.5% APR to commemorate our 75th anniversary!*
CONSOLIDATE and SAVE!
Time to Transfer!
- Borrow up to $16‚000.
- Terms up to 60 months.
- Use payroll deduction for easy automatic
- Rates as low as 7.5% APR!
Now’s the time to transfer any bank loans you
may have to your credit union. Everyone knows
credit unions are better than banks when it comes
to everything from rates and fees to service
satisfaction. Plus‚ we’ve been here for 75 years—
and thatís something to celebrate!
Call‚ stop by or apply online today!
*APR = annual percentage rate. Other rates and terms available.
Your rate may vary based on credit history.
Auto Loans as low as 1.99% APR*.
Our low Auto Loan rates mean a lower monthly payment for you.
Rates are now as low as 1.99% APR* for terms up to 60
months and 2.09% APR* for terms up to 72 months. Get
100% financing and a budget-friendly payment‚ too.
Love your car‚ but not your too-high payment?
Refinance with us for a better deal!
Great Deals, Apply for Financing Today!
Get pre-approved for your auto loan and shop with the
confidence of cash in hand. You’ll find the application
on our website. Print‚ complete and return it to us.
Apply Online | Check Rates
*APR = annual percentage rate. Loan rates are based on an evaluation of each memberís credit history, so
your rate may vary. Sample payment for a $20,000 loan for 60 months borrowed at 1.99% APR is $161.76
biweekly or $350.49 monthly. Financing of taxes, tags and extended warranty is subject to approval.
We’ve Got Money To Lend You! Get Visa
For purchases with just a swipe‚ use plastic. It’s easier than carrying cash. We have two options to choose from. Both are better than the rest!
- As low as 13.5% APR*
- High credit maximum up to $6‚500
Is it Time to Consolidate?
Our personal loan is the perfect choice.
- low 11% APR*
- High credit maximum up to $15‚000
- Rates are now as low as 10.25% APR*
- Borrow up to $16‚000
- Turn many monthly bills into just one
Apply Online | Check Rates
*APR = annual percentage rate.
We've Upgraded Our Online Security
It's now even safer to process transactions on our website!
That’s because we've upgraded our online security to incorporate Multi-Factor Authentication
methods. When you log in, there is a new set of steps to verify your
identity. This new process makes it more difficult for unauthorized access to your personal information
and you don’t have to install any software.
The major change is the addition of “challenge questions”, a personal identity code and use
of an electronic keypad to enter your pin. We recommend that you do not save the information on the PC
you regularly use to connect to us; this will prevent anyone that has access to your PC from logging on
to your account. It’s simple to set up, and more importantly, it better protects your information!
View the following demos:
All D.C. Teachers Federal Credit Union Online Banking users must convert to this login process.
Click here to download instructions.
If you have any questions please contact our Member Service Center at 202-547-4800.
Protect Yourself From Phishing Scams
Phishing is a new type of identity theft that occurs online. Phishers send emails that appear
to come from reputable sources, such as financial institutions or credit card companies. They tell you
to click on an icon or link to be directed to the institution’s website.
The phony webpage or pop-up window directs you to type in personal information, such as
your account number, password or Social Security number. If you provide this information, it goes directly
to the crooks—not to the company with whom you transact business.
Click here for more information on phishing.
A New Financial Tool from Our School Box
||The DCTFCU Visa Check Card
It's the easier way to pay. Use your check card for gas, groceries, dining and entertainment, online
shopping or to withdraw quick cash from an ATM. Funds come directly out of your checking account.
Apply for your card today!
Our Skip-A-Payment program lets members choose one month to skip their monthly loan
payment. Keep the cash for some other purpose!
Learn more about
the Skip-A-Payment program.
your Skip-A-Payment today!