Stop! Don't Become a Victim!
NEVER give any information over the phone
or by email to anyone who contacts you asking for verification of such
things as your account numbers, expiration dates, Social Security number,
PINs, etc. Immediately notify the company involved of these abuses
Here are some other simple steps you can take to protect
yourself.
- Protect your Social Security number and credit card account numbers.
Don't give them to anyone over the telephone if they've called you.
Hang up and call the company back using a telephone number you find
(NOT ONE THEY GIVE YOU) to check that it was a legitimate inquiry.
- Cancel unused credit cards.
- Limit the amount of identification and the number of credit cards
you carry.
- When making transactions over the Internet, use only a secure site.
Look for the "lock" icon on the Web page.
- Don't leave envelopes with checks inside in an unsecured mailbox.
Try to use a sealed U.S. Post Office mailbox for your correspondence.
If you have an "open" mailbox, make an effort to pick up your
mail promptly. Don't leave mail in your mailbox overnight or on weekends.
- Completely destroy or shred copies of credit card receipts, statements
from financial institutions, tax returns and loan applications before
discarding them. Keep the ones you need in a SECURE place.
- Look for statements from financial institutions and verify that the
account information is correct.
- Never give your Personal Identification Numbers (PINs) to anyone,
for any reason. Watch out for a scam that is known as "phishing,"
where someone calls or emails you and claims to be from one of your
accounts (Internet provider, credit card, etc.) and wants to "verify"
your information by requesting that you give them your account number,
Social Security number, etc.—DON'T GIVE OUT THIS INFORMATION.
Immediately call those companies and notify them about these abuses.
- Watch for unexplained interruptions in your mail service. If there
is one, contact your local post office and verify that your address
has not been changed without your knowledge.
- Review a copy of your credit report at least once a year.
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