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General Information

Different Needs, Different Options
At D.C. Teachers Federal Credit Union, we know that different members have different needs when it comes to saving for the future. We have a basic dividend-earning savings account, the Regular Share Account. But we also offer IRAs, money market accounts, and savings certificates for various terms, and we have a Christmas Club too. We're prepared to meet all your savings needs.

Security First
Savings and investment funds on deposit with the D.C. Teachers Federal Credit Union are insured to $250,000 per account. This coverage is provided through the National Credit Union Administration (NCUA), an agency of the federal government. The NCUA also insures every Individual Retirement Account savings separately for an additional $250,000.

The Credit Union carries a surety bond which insures against losses through burglary, robbery, larceny, theft, embezzlement, fraud, and other forms of dishonesty or liability.

In addition, the substantial reserves of this credit union provide extra protection against unforeseen, adverse conditions or events.

Superior Rates
Since we're run by our members, you can count on our rates to be higher than those offered by many other financial institutions. The rates are variable (except for those for savings certificates) and are determined at the discretion of the Board of Directors, so the dividend rates and annual percentage yields may change.

Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

Joint Ownership
You may make any person a joint owner on a savings account. However, joint ownership by itself does not constitute membership. Joint ownership allows another person(s) to make deposits and withdrawals on your account at any time.

Recommended Reading
Saving Money: Start with a Plan


See our current service charges

Account Terms, Disclosures & Agreements

 

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    Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government - National Credit Union Administration, a U.S. Government Agency
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