Different Needs, Different
At D.C. Teachers Federal Credit Union, we know that different members
have different needs when it comes to saving for the future. We
have a basic dividend-earning savings account, the Regular
Share Account. But we also offer IRAs,
money market accounts, and savings
certificates for various terms, and we have a Christmas
Club too. We're prepared to meet all your savings needs.
Savings and investment funds on deposit with the D.C. Teachers Federal
Credit Union are insured to $250,000 per account. This coverage
is provided through the National Credit Union Administration (NCUA),
an agency of the federal government. The NCUA also insures every
Individual Retirement Account savings separately for an additional
The Credit Union carries a surety bond which insures
against losses through burglary, robbery, larceny, theft, embezzlement,
fraud, and other forms of dishonesty or liability.
In addition, the substantial reserves of this credit
union provide extra protection against unforeseen, adverse conditions
Since we're run by our members, you can count on our rates
to be higher than those offered by many other financial institutions.
The rates are variable (except for those for savings certificates)
and are determined at the discretion of the Board of Directors,
so the dividend rates and annual percentage yields may change.
Dividends are paid from current income and available
earnings, after required transfers to reserves at the end of a dividend
You may make any person a joint owner on a savings account. However,
joint ownership by itself does not constitute membership. Joint
ownership allows another person(s) to make deposits and withdrawals
on your account at any time.
Start with a Plan
See our current service charges
Terms, Disclosures & Agreements