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Visa


Here's what makes our Visa card better than the rest:
      A low rate, which is fixed, not variable
      A low annual fee
      15-day interest free grace period
     High credit limits
      Worldwide acceptance
      Secured Visa also available for those who prefer it and those rebuilding credit.

You can use our Visa card for more than purchases. You can also use it at thousands of Visa network ATM terminals for quick cash. (The interest rate for cash advances is the same as the rate for purchases.)

To apply for a Visa Classic credit card, print out the loan application. Complete it and return it to the credit union in person, by fax or by mail with your two most recent pay stubs as proof of income. Be sure to check "Visa" as Type of Loan.

To transfer other credit card and store balances to your credit union Visa, print out this form, complete it and return it to the credit union in person, by fax or by mail. We will create a cash advance on your Visa account an pay the accounts as noted.

Make your Visa credit card payment online through eZCardInfo.com Sign up today!

Verified by Visa

Recommended Reading
Credit Card Offers: Compare and Tear
Making the Cut: How to Get Out of the Credit Card Trap


Some Things You Should Know About the D.C.Teachers FCU Visa Classic Credit Card

Interest Rate and Interest Charges
Annual Percentage Rate
(APR) for Purchases
           VISA CLASSIC: 13.50%
  VISA SECURED: 11.00%
Annual Percentage Rate
(APR) for Balance Transfers
           VISA CLASSIC: 13.50%
  VISA SECURED: 11.00%
Annual Percentage Rate
(APR) for Cash Advances
           VISA CLASSIC: 13.50%
  VISA SECURED: 11.00%
Paying Interest We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the
Federal Reserve Board
To learn more about factors to consider when applying for or using a Credit Card, visit the
website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.

 

Fees

Annual Fee
          $15.00
Penalty Fees
• Returned Payment
• Late Payment
$30.00
$30.00, after 15 days


Information provided is accurate as of October 4, 2013


Accounts Terms, Disclosures & Agreements

 

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    Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government - National Credit Union Administration, a U.S. Government Agency
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