Secured Loans

At D.C. Teachers’ Federal Credit Union, you can use your savings or share certificates as collateral for a loan. The interest rates for share- and certificate-secured loans are the lowest ones we have available.

Continue to earn dividends on your savings during the term of your loan, and when your loan is paid off, your savings are still there. The rate for a certificate-secured loan will be 2% above your certificate’s rate. Check our rates page for the current share-secured loan rates.
Apply Now

To apply for a Secured Loan, complete and return your application to the credit union in person, by fax or by mail with your two most recent pay stubs.

Transfer Savings to DCTFCU

Take advantage of our low-rate Secured Loans by transferring your savings to DCTFCU! Open a Money Market Account or a Share Certificate. Use your funds for collateral on your DCTFCU Secured Loan, while continuing to earn dividends on savings. It’s a win, win!