Whether new or used, DCTFCU offers competitive rates with terms ranging from just 24 for months to up to 84 months. Save even more when you make a 10% down payment. Looking for 0% down? We can do that at a great rate too!
Are you paying too much for your current auto loan? Refinance your vehicle at DCTFCU for a lower rate and lower monthly payments.
Whether it be a car, truck, SUV or van, DCTFCU can finance it for you. We’ve also got you covered on the water and in the air. Come to your credit union for great rates on boats and airplanes.
Effective January 1, 2016
|Loan Type||Term||APR*||Down Payment|
|Autos New or Used**||24 months||1.99% - 14.25%||0% down|
|25 - 36 months||1.99% - 14.50%||0% down|
|37 - 48 months||1.99% - 14.75%||0% down|
|49 - 66 months||1.99% - 15.00%||0% down|
|67 - 72 months||5.50% - 6.75%||0% down|
|73 - 84 months||6.00% - 7.25%||0% down|
|Autos New or Used**||24 months||2.89% - 13.75%||10% down|
|25 - 36 months||2.89% - 14.00%||10% down|
|37 - 48 months||1.99% - 14.25%||10% down|
|49 - 66 months||1.99% - 14.50%||10% down|
|67 - 72 months||5.00% - 12.75%||10% down|
|73 - 84 months||5.50% - 6.75%||10% down|
|Other Vehicles||24 months||5.50% - 15.25%||0% down|
|25 - 36 months||5.50% - 15.50%||0% down|
|37 - 48 months||5.50% - 15.75%||0% down|
|49 - 60 months||5.50% - 16.00%||0% down|
|61 - 72 months||6.50% - 7.75%||0% down|
|73 - 84 months||7.00% - 8.25%||0% down|
|24 months||5.00% - 14.75%||10% down|
|25 - 36 months||5.00% - 15.00%||10% down|
|37 - 48 months||5.00% - 15.25%||10% down|
|49 - 60 months||5.00% - 15.50%||10% down|
|61 - 72 months||6.00% - 13.75%||10% down|
|73 - 84 months||6.50% - 7.75%||10% down|
Protect your budget and your vehicle with an Extended Warranty from D.C. Teachers’ FCU. Get peace of mind and protection against expensive, unexpected automotive repair costs when you purchase an Extended Warranty from D.C. Teachers’ FCU.
Purchase your Extended Warranty from DCTFCU to enjoy:
When financing your next new or used vehicle, be sure to purchase an Extended Warranty through your credit union. If you’ve already purchased your vehicle you may still be eligible if you have at least one month or 1000 miles on your manufacturer’s warranty. To find out more, please call us at 202.547.4800 or stop by your nearest location.
Need help purchasing your next vehicle? Check out our car buyer’s guide, Driving Needs.
Since 1967 United Buying Service has been dedicated to providing savings in vehicle purchases for buyers from Northern Virginia to Baltimore. We remain committed to benefit our car-buying members. This dedication and single-mindedness has led to tens of thousands of happy UBS customers who have saved time and money when purchasing their vehicle.
D.C. Teachers Federal Credit Union has established relationships with third-party companies like United Buying Service to provide services to DCTFCU members. While we do our best to choose these companies based on the quality of their services, we are not responsible for their services. If any problems arise with goods or services delivered by third parties, you will need to address your concerns directly to that third-party company.
Should You Buy or Lease?
Buying a Used Car
Choosing the Right Car for You
How to Cut Your Insurance Costs
How to Take a Test Drive
Preparing Your Trade-In for Top Dollar
Safety – You Asked for It
Using Home Equity for a Tax Deductible Auto Loan
When 1.9% Sounds Too Good to Be True
D.C. Teachers Federal Credit Union currently has two job positions open: FT/Teller and P/T Staff Accountant. Please click the Learn more link to read more about the positions and how to apply!…Learn more Career Opportunities
Please be advised that the Credit Union performs month end maintenance each month on the last business day of the month. During this period Online Banking and Voice Response System will be…Learn more Credit Union Month End Maintenance
Please be advised that the Online Banking and Voice Response Systems will be unavailable Monday, May 21, between 6:00 pm and 7:30 pm for a system upgrade. The maximum ATM…Learn more System Upgrade Notice
Please take a look https://www.equifaxsecurity2017.com/ (opens in new window) The company has found no evidence of unauthorized activity on Equifax’s core consumer or commercial credit reporting databases. Equifax has established…Learn more Equifax Update
D.C. Teachers’ Federal Credit Union is committed to accessibility and digital inclusion. Our goal is to conform with Web Content Accessibility Guidelines (WCAG) 2.0 Level A and AA Success Criteria…Learn more Web Accessibility Statement
(Caller hears greeting) If this is your first time calling — you will have to enroll in the system by pressing the star (*) key. Otherwise which of these…Learn more New Voice Banking Member Enrollment Information
Please be advised that the D.C. Teachers’ Federal Credit Union will be launching its new Visa Debit EMV (Chip) card beginning in March. All members who currently have the Visa…Learn more New Visa Debit EMV (Chip) Cards will be Issued in March, April and May 2018
Equifax has established a dedicated website, www.equifaxsecurity2017.com, to help consumers determine if their information has been potentially impacted and to sign up for credit file monitoring and identity theft protection.…Learn more Important Information From EQUIFAX
The District of Columbia Teachers’ Federal Credit Union is proud to announce the unveiling of our new website along with a new Internet and voice banking service. Changes to Your…Learn more Welcome To Our New Website
This fraudulent attempt to capture account information is done with an automated SMS/text message referring to themselves as CO-OP Mobile. The text message requests members to enter their account information…Learn more New Phishing Scam
Monday and Thursday from 10AM until 4:30PM. Friday from 10AM until 5:30PM.
The branch closes from 11AM – Noon for lunch and closed Tuesday and Wednesday.