Plus, you can use your D.C. Teachers’ FCU Visa card for more than purchases — use it for quick cash advances at thousands of Visa network ATM terminals worldwide. Enjoy the same great rate for cash advances as you do for purchases!
We also offer a Secured Visa for those who are looking for a lower rate, or for those looking to increase their credit scores. Use funds in any of your DCTFCU share savings or certificate accounts as collateral for your Visa line of credit.
|Interest Rate and Charges|
|Annual Percentage Rate (APR) for Purchases||VISA CLASSIC: |
|Annual Percentage Rate (APR) for Balance Transfers||VISA CLASSIC: |
|Annual Percentage Rate (APR) for Cash Advances||VISA CLASSIC: |
|Paying Interest||We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|For Credit Card Tips from the Federal Reserve Board||To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.|
|Late Payment Fee||$30.00 after|
|Returned Check Fee||$30.00||$30.00|
Consolidate debt and lower your rates by transferring other credit card and store balances to your DCTFCU Visa. Complete and return a Visa Balance Transfer Application to the credit union in person, by fax or by mail. We will create a cash advance on your Visa account and pay the accounts per your request once approved.
Manage your D.C. Teachers’ FCU Visa online through eZCard.
Sign up today at www.ezcardinfo.com!
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Monday and Thursday from 10AM until 4:30PM. Friday from 10AM until 5:30PM.
The branch closes from 11AM – Noon for lunch and closed Tuesday and Wednesday.