Share Savings Account

Your membership at D.C. Teachers' Federal Credit Union begins here.
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Youth Share Savings Account

Kids can join, too! There is no minimum age requirement for membership in D.C. Teachers' Federal Credit Union. If you're a member, your children, grandchildren and stepchildren can be too, no matter what their ages.
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Money Market Accounts

Increase your earnings without putting your funds out of reach. A Money Market Account keeps your funds liquid, allowing two free withdrawals a month, while awarding you with higher dividends.
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Share Certificates

With a minimum deposit of as little as $500, you can open a share certificate. Terms are available from 6 months to 5 years.
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IRA Accounts

It's never too early to start saving for retirement. If you have earned income, consider that a portion of it should be going toward your retirement.
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Christmas Club Account

The holiday season sneaks up on us all. It's not easy to come up with the cash to cover gifts, travel and holiday entertainment. Save for the season a little at a time throughout the year with a DCTFCU Christmas Club Account.
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Dividend Rates

Rates are variable and are determined at the discretion of the Board of Directors. Therefore‚ the Dividend Rate and Annual Percentage Yield are subject to change. Please call the Credit Union to obtain current rate information.
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Security First — Your Money is Safe

Savings and Checking funds on deposit with the D.C. Teachers' Federal Credit Union are insured to $250,000 per account. This coverage is provided through the National Credit Union Administration (NCUA), an agency of the federal government. The NCUA also insures every Individual Retirement Account savings separately for an additional $250,000.

The Credit Union also carries a surety bond which insures against losses through burglary, robbery, larceny, theft, embezzlement, fraud, and other forms of dishonesty or liability.

In addition, the substantial reserves of this credit union provide extra protection against unforeseen, adverse conditions or events.

Superior Rates

Since we are a non-profit organization governed by our members, you can count on our dividend rates to be higher than those offered by many other financial institutions. The rates are variable (except for those for savings certificates) and are determined at the discretion of the Board of Directors, so the dividend rates and annual percentage yields may change.

Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

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Joint Ownership

You may make any person a joint owner on a savings account. However, joint ownership by itself does not constitute membership. Joint ownership allows another person(s) to make deposits and withdrawals on your account at any time.

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