Higher Balances = Higher Dividend Rates
Unlike a fixed-term certificate, a Money Market allows you to keep your funds handy with full liquidity in a federally insured account. A tiered dividend structure means the higher your balance, the greater your dividend rate. Our Money Market Account has no annual fee and requires just $2500 to open. If you ended up needing the funds quickly, you can make up to two withdrawals each month with no fee. Review our fee schedule for fees.
Open a Money Market Account
To open a Money Market Account, you may call or visit the credit union or return an application by mail or fax. You can request funds be transferred from one of your other DCTFCU accounts or request a transfer from another financial institution when you apply and we will take care of the transfer for you and open your account.
Download a Money Market Account Application
Review our Account Terms, Disclosures & Agreements.
*APY= Annual Percentage Yield. Rates are variable and are determined at the discretion of the Board of Directors. Therefore‚ the Dividend Rate and Annual Percentage Yield are subject to change. Please call the Credit Union to obtain current rate information. Fees may reduce earnings. Dividends are calculated on the daily balance and accrue from day of deposit to day of withdrawal. Dividends are compounded quarterly and paid quarterly on the last day of the dividend period. Accrued dividends will be paid at account closing. Dividends are paid from current income and available earnings‚ after required transfers to reserves at the end of a dividend period. Share and IRA Certificates automatically renew with notice at least 30 days prior to maturity. There is a penalty for early withdrawal; IRS may impose penalties for early withdrawal from IRAs. Certain fees and charges may apply to your account.