Join Today
Join the credit union by opening a Share Savings Account with a minimum initial deposit of $50, plus a $5 one-time membership fee. It’s a great place for your emergency and raining day funds. This account can also provide overdraft protection for your checking account.
Earn Dividends
Dividends are paid on a tiered basis — higher balances earn a higher dividend. So the more you save, the more you earn! See our current rates and review our schedule of fees.
Easy ATM Access
Enjoy convenient access to funds at thousands of surcharge-free ATMs nationwide with a DCTFCU ATM Card. Use it exclusively for your Share Savings Account to withdraw funds when you need them. Have a DCTFCU Checking Account? Access both your checking and savings accounts with a DCTFCU Visa Check Card.
Maintain a Minimum Balance
Your Regular Share Account funds are always available to you, however, you must keep at least $50 in the account at all times to remain a member of the Credit Union. If you have an outstanding loan or credit card balance, you must remain a member until you’ve paid your loan balance in full.
To open a Share Savings Account, apply for credit union membership.
Already a member?
Consider one of our other specialized savings accounts:
*APY= Annual Percentage Yield. Rates are variable and are determined at the discretion of the Board of Directors. Therefore‚ the Dividend Rate and Annual Percentage Yield are subject to change. Please call the Credit Union to obtain current rate information. Fees may reduce earnings. Dividends are calculated on the daily balance and accrue from day of deposit to day of withdrawal. Dividends are compounded quarterly and paid quarterly on the last day of the dividend period. Accrued dividends will be paid at account closing. Dividends are paid from current income and available earnings‚ after required transfers to reserves at the end of a dividend period.