Effective July 10, 2018

It is the intent of your board of directors to provide as many financial services as possible fee-free or at minimal cost. Over the years District of Columbia Teachers’ Federal Credit Union has done just that — providing many services free to the entire membership when banks and other profit-oriented financial institutions institutions were assessing charges.

In order to use your credit union to your best advantage, you should be aware of those services that do require additional fees. As you will note, most fees are for unusual use or misuse of accounts, where maintenance costs are excessive. Use your credit union for all your financial needs and you’ll find it a money-saving and rewarding money-making experience!

Effective July 31, 2018
TermDown PaymentAPR*
24 months0% down1.99% - 14.25%
25 - 36 months0% down1.99% - 14.50%
37 - 48 months0% down1.99% - 14.75%
49 - 66 months0% down1.99% - 15.00%
67 - 72 months0% down5.50% - 6.75%
73 - 84 months0% down6.00% - 7.25%
24 months10% down2.89% - 13.75%
25 - 36 months10% down2.89% - 14.00%
37 - 48 months10% down1.99% - 14.25%
49 - 66 months10% down1.99% - 14.50%
67 - 72 months10% down5.00% - 12.75%
73 - 84 months10% down5.50% - 6.75%
PLEASE NOTE: The par value of one share ($50) is required in regular shares to maintain membership in the D.C. Teachers’ Federal Credit Union.